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Responsibilities: Manage end-to-end retail product lifecycle & oversee product design, development, launch promotion and ongoing optimization Perform in-depth market research, trend analysis and clients’ needs analysis to identify opportunities for product innovation and refinement Collaborate with technology and operations teams to implement product features, optimize systems and ensure robust performance and user experiences Develop product roadmaps, marketing strategies and plans, review market dynamics and competitors, support sales teams to capture greater market share Keep abreast of latest market trends, regulatory update and competitor offerings, drive continuous improvements in product and service quality Perform any ad hoc tasks as assigned Requirements: University degree or above in Finance, Business Administration or related discipline Around 4 to 6 years’ from banking / financial sector with good finance knowledge and solid understanding of retail banking products such as funds, stocks, bonds, margins, precious metals, etc. Proven market research & data analytical skills, able to identify product features & market trends & support product innovation and decisions Strong product design and lifecycle management experience, capable to manage independently different stages of requirement analysis, launch and ongoing optimization. Excellent communication and team collaboration skills & work closely with cross-functional teams Proficiency in both Chinese and English with proficiency in Mandarin will be an advantage We offer competitive packages and promising career opportunities to the right candidates. Please send your full resume with current salary, expected salary and the date of availability to Human Resources Department, Chiyu Banking Corporation Ltd, 8/F, Chiyu Banking Building, No. 78 Des Voeux Road Central, Central, Hong Kong or fax to 2986-3233 or by clicking Apply Now . Information provided will be treated in strict confidence and only be used for recruitment purposes. All personal data of unsuccessful applicants will be destroyed after the recruitment exercise. A copy of Personal Information Collection Statement is available upon request.