Product Development (Lending Business)

Role Overview: We are seeking a high-caliber professional to lead our Lending Product portfolio. This is a growth-focused role designed for a strategic thinker who can bridge the gap between financial structuring and market execution. We are looking for candidates who possess a unique blend of Product Management , Business Development , or Investment Banking expertise to drive innovative lending solutions and scale our business. Key Responsibilities Strategic Structuring: Design and structure complex lending products, including pricing models and collateral frameworks, to maximize profitability and market competitiveness. Business Acquisition & Ecosystems: Identify new market opportunities and strategic partnerships to expand the customer base and drive "App-in" volume. Deal Analysis & Financial Modeling: Apply advanced financial analysis to assess the viability of product programs and monitor portfolio performance through data-driven insights. Stakeholder Management: Act as a central point of contact between front-line sales (RM) and back-office credit/risk teams to ensure seamless deal execution and process efficiency. Qualifications Education: Bachelor’s or Master’s Degree in Finance, Banking, Economics, or related fields. Experience: At least 8 years of experience in: Lending Product Development within Banking or Non-bank sectors. Investment Banking (IB) / Corporate Finance: Experience in deal structuring, valuation, or capital markets. Business Development (BD): Proven track record in strategic sales, partnership management, or identifying new revenue streams in the financial services industry. Analytical Prowess: Strong ability in financial modeling, P&L management, and understanding of risk-weighted asset (RWA) concepts is highly desirable. Strategic & RM Mindset: Must have a "Hunter" mindset for growth combined with the ability to coach and align with Relationship Managers (RM).