Head of Risk

Head of Credit Risk We’re partnering with a fast-growing, profitable fintech transforming how small businesses in Brazil access credit and working capital. The company has built a highly automated, data-driven credit platform and is entering its next phase of significant scale and product expansion. The role: Own credit strategy, policy, portfolio performance, and credit P&L Identify opportunities to sustainably scale the existing credit business Partner closely with Product to design and launch new credit products Serve as a strategic counterpart to Data Science/modeling leadership Set direction in a highly entrepreneurial, fast-moving environment Build and develop a high-performing risk organization as the business scales Ideal background: Launched a new credit product and successfully scaled it Managed a large-scale credit portfolio with meaningful P&L and policy ownership Experience managing multiple credit products simultaneously Strong technical fluency across underwriting, modeling, and data science First-principles thinker who can challenge conventional credit assumptions Proven ability to operate in high-growth environments with strategic ambiguity Strong track record of attracting and developing top talent Brazil / Portuguese fluency strongly preferred